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October Debt and November Goals

Lets start with our debt 

we paid off $2,479.00 this month!!!
That number also paid off our second to last credit card!

We have a giant chart in our bedroom that lists our debt and goals and such and we are crossing our debts off as we complete them and this month we go to put a giant red line through one of those line items. This means we have 3 left. We started with 6 and while the first 3 were small it still means we are halfway through our line items and that is huge!
The one we are working on now we are shooting to have it paid off by the end of January 
and then it is the last 2 big loans which is over half our debt that we have total. 

I know it sounds odd but we are so excited to get to that point and start hammering the big loans!

I also want to mention that we cash flowed quite a bit this month. 
Halloween costumes for all 3 was $60.00
Pumpkins and candy was $40.00
Baby Gift  $50.00
Michael B-day $50.00
Car repairs $400.00

So that is another $800.00 and while our goal is to get out of debt it is also just as important to stay out of debt. Which means we cash flow and budget for everything!

Okay goals from October

Close the pool and get all the outside toys put away
Finish our will
Baby Step#2
Christmas Cards
Plan dates for holidays
Trick or Treat as a family
Celebrate Michael's Birthday


The pool was officially closed and most of the outside stuff is put away we left a few things out because we were having a heat wave but now it's cold.

Our will is a lot more complicated than we thought. But I love the discussion it has opened up and we are really getting on the same page. 

Baby Step #2 see above 

Christmas Cards well half way done? I have them designed. I just have to order and get my addresses around these will be done this week

Holidays with my brother are planned we always celebrate the Sunday before the holiday


We trick or treated are and were a frozen Popsicle at the end I'm hoping to post on this this week we will see

We celebrated Michael's birthday with a kid free dinner the night before and then a family dinner and cake on his birthday!


November Goals

Make a special project with Grayson to give to family (I'm thinking cinnamon butter)
Thanksgiving!
Mail out Christmas cards
Baby Step#2
Christmas shopping get it done!
Decorate for Christmas 

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