August Debt Check in and September Goals

I'm going to do at least one post every month about last months progress and the next set of monthly goals.

So August

Here were our goals

Complete Baby Step #1- Save $1,000.00
Hit Baby Step#2-Debt Snowball
Cut out a ton of extra fat from our budget (I'm looking at you storage unit full of junk and XM radio)
Get Term Life Insurance
Enjoy our last vacations until we are debt free (these were pre-planned and already paid for with CASH!)
Get Grayson ready for school
Organize our house

So the ones in Green are complete and blue are a work in progess

Lets break it down

We hustled and got that $1,000.00 emergency fun fast we pulled it out of the bank and have it on hand for real emergencies although I'm hoping we never have to touch it

Baby Step #2 is a work in progress and will be for a while but we successfully paid off $4,572.93!!! YUP!!! We are so excited for that number. Now this is an exceptional month because we sold some things and really moved our savings down to just our $1,000.00 emergency fund our goal for the months moving forward are between $2,000 and $3,000 a month

Cut out a ton of extra fat from our budget we did just that. We removed the line item in our budget for eating out we just stopped that all together and we also cleaned out our storage unit and cancelled my xm radio. Those alone have given us an extra $210 in our budget a month which we are loving

Get Term Life we have done everything on our end now we are in the approval step where we have done our medical exam and submitted our applications so now we just wait

We enjoyed our last vacations but I'm already cooking up a way that we can do our camping trip next year because the kids just love it so much and so I have a couple things I'm planning on selling to fully cash fund that next summer

Grayson is ready for school and has his first day (with parent drop off no bus yet!) tomorrow so thankful his supply list was only glue sticks and tissues

Organize our house well that is a work in progress because it seems like we have so much to do but we got the basement cleaned out yesterday and go that ready use as more storage

Onto September Goals

Close Pool and get ready for winter

Complete out Will

Start Financial Peace University

Work on Baby Step#2

Halloween Costumes for kiddos

Keep working on organizing house

Comments

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Simply the Smith's

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